Banks directory 2026

    Banks in Morocco

    Casablanca banking is a Bank Al-Maghrib franchise with three commercial centres of gravity — Attijariwafa Bank, Banque Centrale Populaire and Bank of Africa — and a dirham corridor that still decides whether an ONSSA-cleared shipment leaves Tanger Med.

    Société Générale Maroc, BMCI inside BNP Paribas, Crédit du Maroc, Crédit Agricole du Maroc and CIH Bank are the French-parent and housing-linked BAM names Casa, Rabat and Tangier interviews keep adding. Al Barid Bank is the postal-network book that still reaches towns the three giants treat as a van route. Umnia Bank and Bank Assafa are the participative chairs. CFG Bank is another listed mid-market name. CMI prints the card slip a Casablanca or Fès till actually closes. Read the set as a dirham cash-and-trade map for mill treasurers and clinic CFOs, not as a Maarif deposit poster.

    Updated September 2026 · Bank Al-Maghrib (BAM) — licensed banks and participative banks, prudential rules and payment-system oversight as of September 2026 · 14 named accounts

    Request a proposal for MoroccoBrowse the 14 companies

    BAM

    Bank Al-Maghrib — licensing, prudential rules and dirham-corridor oversight

    3

    Commercial names that still dominate most Casablanca corporate panels: Attijariwafa, BCP, Bank of Africa

    CSE

    Casablanca Stock Exchange, where several of these books report as listed issuers

    CMI

    Interbank card centre a cashier in Casablanca or Fès reconciles against

    Named accounts

    Top banks in Morocco

    Public, well-known names BioNixus studies at account and SKU level. This is an editorial snapshot, not an endorsement or a market-share ranking. Cross-checked against Bank Al-Maghrib (BAM) — licensed banks and participative banks, prudential rules and payment-system oversight (as of 2026-09-05).
    #CompanyHQ
    01Attijariwafa BankCasablanca
    02Banque Centrale Populaire (BCP)Casablanca
    03Bank of Africa (BMCE)Casablanca
    04Société Générale MarocCasablanca
    05BMCI (BNP Paribas)Casablanca
    06Crédit Agricole du MarocRabat
    07CIH BankCasablanca
    08Al Barid BankRabat
    09Umnia BankCasablanca
    10Bank AssafaCasablanca
    11CFG BankCasablanca
    12Crédit du MarocCasablanca
    13CMI (Centre Monétique Interbancaire)Casablanca
    14Bank Al-Maghrib (BAM)Rabat

    Primary research

    These are the banks whose customers we survey in Morocco

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    Top market research companies in Morocco (2026)

    How the market is structured

    How the Casablanca trio, participative books and BAM rails share a Moroccan treasury

    Casablanca clinics usually park dirham operating cash at Attijariwafa or Bank of Africa, add Banque Centrale Populaire when a cooperative or public-adjacent receipt arrives, and collect cards on a CMI slip. Umnia Bank and Bank Assafa take the boards that refuse a conventional Attijariwafa facility. Société Générale Maroc and BMCI keep the French-parent corridor warm; Crédit du Maroc and Crédit Agricole du Maroc sit on the same European-parent slice with different heritage stories. CIH Bank shows up on a housing-linked outpatient block or a tourism-linked clinic. Al Barid Bank is the reach story in secondary cities, not the LC bank of record on a device shipment. CFG Bank is extra BAM capacity for founder-led groups that already hold four signatories. App skins in Morocco live inside these licences; there is no standalone digital-bank wave in the Emirates sense. Model the till as CMI plus an acquirer. An importer that cannot open a trade line when BAM tightens the corridor will miss Tanger Med even with a finished ONSSA dossier.

    Local

    Attijariwafa, BCP, Crédit Agricole du Maroc, CIH, Al Barid Bank, Umnia, Bank Assafa and CFG — the domestic commercial and participative books that still set most Casablanca panels.

    • Attijariwafa Bank
    • Banque Centrale Populaire (BCP)
    • Crédit Agricole du Maroc
    • CIH Bank
    • Al Barid Bank
    • Umnia Bank
    • Bank Assafa
    • CFG Bank

    Multinational

    Société Générale Maroc, BMCI and Crédit du Maroc as the French-parent chairs multinational treasurers still put on a dirham and trade slide.

    • Société Générale Maroc
    • BMCI (BNP Paribas)
    • Crédit du Maroc

    Regional

    Bank of Africa as the Casablanca book with an Africa network — treat it as a full Moroccan licence, not as a representative office for a West African parent.

    • Bank of Africa (BMCE)

    Islamic windows, digital banks & regulators

    Bank Al-Maghrib writes the licence and the dirham corridor. CMI is the card slip a till closes against long before the acquirer’s brand is named.

    • CMI (Centre Monétique Interbancaire)
    • Bank Al-Maghrib (BAM)

    Market structure

    What a Casablanca or Tangier healthcare CFO actually needs

    The practical brief is dirham cash that can take CNSS, mutuelle or private receipts, a trade line still willing to release FX when a device lands at Tanger Med or Casa port, payroll that clears BAM KYC, and CMI acquiring a till can finish before the outpatient desk shuts. Attijariwafa or Bank of Africa is the listed commercial chair. BCP is the cooperative or public-adjacent chair. Umnia is the participative chair after a conventional sheet has already been refused. BAM still binds the corridor when the RM sits on Zerktouni. Put the supervisor and the commercial book on separate slides.

    What is moving

    What is moving banking in Morocco

    Three commercial giants next to a French-parent slice

    Attijariwafa, BCP and Bank of Africa still hold most operating cash; SG Maroc, BMCI and Crédit du Maroc are chairs treasurers add, not replacements for the trio.

    Dirham circulars as a working-capital gate

    Device and ingredient LCs reprice the week BAM moves the corridor. An Attijariwafa or BMCI line is a launch workstream, not a back-office chore.

    Participative banks as a second map

    Umnia and Bank Assafa take the boards a conventional Attijariwafa sheet cannot enter, so the dirham map has to be interviewed twice.

    CMI as the cashier-facing rail

    Casablanca and Fès outpatient tills hit CMI first. The merchant question is the card centre plus whichever BAM book acquired the day.

    BioNixus fieldwork

    How BioNixus studies banks in Morocco

    The accounts above are the ones our field teams and analysts work with. What a brand team typically commissions from us in Morocco:
    • Casablanca clinic-CFO interviews on how Attijariwafa, BCP and Bank of Africa split dirham operating accounts and device trade lines.
    • Tangier walkthroughs with importer treasurers on why BAM corridor rules still bind an LC even when the relationship sits in Casa.
    • Casablanca and Fès outpatient tills logged against CMI slips to see which BAM book closed the day.
    • Participative-board conversations in Casablanca on Umnia versus Bank Assafa versus a conventional Attijariwafa term sheet.

    Questions

    Frequently Asked Questions

    Who licences banks in Morocco?

    Bank Al-Maghrib. CMI clears cards inside that perimeter. CMI is a scheme, not a BAM commercial charter.

    Is Bank of Africa still BMCE?

    The live brand is Bank of Africa. Older term sheets and some hospital contracts still say BMCE. Check the legal entity on the facility letter.

    Which Moroccan books should a clinic treasurer put on the first slide?

    Attijariwafa, BCP or Bank of Africa for a domestic commercial chair; SG Maroc or BMCI if the parent already banks in Paris; Umnia or Bank Assafa if the board wants a participative book. Add CMI as the rail.

    Why does the dirham corridor belong on a banking map?

    Trade lines for drugs and devices freeze when BAM moves the corridor. A finished ONSSA pack still sits at Tanger Med if the bank cannot allocate hard currency.

    What does BioNixus study about Moroccan banks?

    Casablanca, Rabat and Tangier treasury walks with clinic and distributor CFOs; how panels split the commercial trio versus SG and BMCI; and which book actually acquires a CMI outpatient till.

    Is this a ranking of Moroccan banks by assets?

    No. The Casa trio and the French-parent chairs are grouped by job, not by a BAM asset table. Order is not size.

    Sources

    Data sources & methodology

    This directory aggregates publicly available company and channel facts — filings, brand sites, and BioNixus fieldwork in Morocco. It is an editorial snapshot of the accounts we study, not a share ranking and not a substitute for NielsenIQ, IQVIA, or another syndicated feed.

    Primary register: Bank Al-Maghrib (BAM) — licensed banks and participative banks, prudential rules and payment-system oversight, consulted 2026-09-05. Company classification (Local / MNC / Regional / islamic windows, digital banks & regulators) reflects ownership and role in Morocco, not size.

    • Bank Al-Maghrib licensed-bank and circular materials
    • Casablanca Stock Exchange disclosures of Attijariwafa, BCP, Bank of Africa, CIH, CFG and peer listed names
    • CMI scheme materials; public pages of SG Maroc, BMCI, Crédit du Maroc, Umnia and Bank Assafa
    • BioNixus Casablanca, Rabat and Tangier treasury, LC and CMI till work, 2023–2026

    BioNixus sells account-level and SKU-level primary research that complements those subscriptions. For a scoped proposal, contact the team or use the form below. Email admin@bionixus.com.

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